delete

Can I Move My Pets to Hawaii?

If you are a pet person but need to move to Hawaii because of military duty, we know you also want to carry with you your pets. Moving a pet to Hawaii is not easy but plausible although can be a little tricky. One of the reasons besides the COVID-19 virus which affect also your pet dogs is that Hawaii is the only state in the United States that is free from rabies. This is why they impose a stricter protocol when it comes to your domestic pets, dogs, or cats, from outside the islands. Some pets are even completely restricted.   

The pet rules in Hawaii are different from the rest of the states of America. Because it is in the middle of the Pacific Ocean, the island is home to several species that are endemic in Hawaii alone. This means that because these species can’t be found or raised outside Hawaii, they need to take extra measures to protect and conserve them. Hence, they have rules and restrictions on certain domesticated pets.   

If there is one thing you cannot find in Hawaii, it is rabies. And because of this, rabies vaccination is not required for pet dogs. With this, one rabies case on the island will potentially lead to catastrophe for both the other homeowners and nature. This possibility led the government to establish a program that quarantines domesticated animals such as cats and dogs, which needs to be paid by the pet owners if they wish to travel or visit Hawaii.   

But wait, despite this program, some pets are not allowed to enter Hawaii is it does not have certain pet qualifications. Before you move your pets to the islands, make sure the pet is eligible. Illegal animals can be fined up to half a million USD with a penalty of up to three years. Dogs and cats shall be subjected to quarantine to enter Hawaii only if they are not cross-bred with a wild animal. For instance, a wolf-dog breed, as well as cats with lynx breed, are prohibited in Hawaii and no such quarantine will be done.   

Kittens and puppies are required to have 5 days or less quarantined. Otherwise, quarantine days shall be lengthened to 120 days. Moreover, old pets that may not be able to handle the Hawaii climate may also be prohibited in the islands.   

Other animals like chinchillas, guinea pigs, and parrots are allowed considering they do not carry any diseases. If you want to check the approved animals and conditions, the Department of Agriculture in Hawaii provides such.   

Additionally, some species of animals are prohibited with no exceptions. The following animals are included:  

  • Geckos  
  • Caribbean hermit crab  
  • Porcupines  
  • Toucans  
  • Snapping turtles  
  • hamsters  
  • Snakes  
  • Pregnant animals   

For more preparation and to also prevent further issues on both sides, you will need to consider and plan the right program for your pets. The programs may include:  

  • 5 Day or Less Quarantine  
  • 4-Month Quarantine (120 days)  

In addition, cats and dogs from certain countries may be allowed like New Zealand, Australia, Guam, and the British Isles. Such countries are free from rabies and may not require an import permit number anymore.   

delete

Signs of a Good and Bad Roofer

A roof is one of your huge investments. It ranges from $450 to $700 per square foot. That’s why a new roof isn’t a minor expense. Because of that, you’ve got to ensure the company you’re going to hire is reliable when looking for a roofing company.   

Looking for the right roofing company isn’t easy. There are a lot of options to choose from. It can also be extremely difficult to differentiate a reliable roofer from a fraud one. 

Luckily, we’re here to help. Here are a couple of indications of reliable residential and commercial roofers.  

If you want to know more, you can visit https://www.constructomax.com/

Excellent Online Reviews  

It’s now simpler than ever to examine the satisfaction rate of clients in the age of technology. However, you’ve got to remember that a couple of individuals aren’t satisfied. That’s why it is best to examine a couple of reviews and thoroughly read them. Do not simply check star ratings.  

Better Business Bureau  

You’ve got to check their BBB (Better Business Bureau) rating. The website of the BBB is a great resource to look for details about local companies. This is particularly true if that company does not have its own website. Do not hire a company if it has a low rating on the BBB.  

Bonded  

Being bonded guarantees that the roofer will seriously take its liability to its clients. Just like licensing, bonding isn’t a necessity in all states. However, it does help to show the reliability of the roofer.  

Licensed  

While not every state requires roofing companies to have a license, a license is crucial to guarantee every employee is trained properly. That’s why it is best to ask for proof of licensing before the project starts.   

Insured  

Always ask for proof of insurance. In addition to that, you’ve got to ensure the insurance covers any possible damage to your house or surroundings as an outcome of the roofing project, aside from covering their contractors or employees.   

Indications That You May Have Hired a Bad Company  

  • They Do Not Offer a Presentation  

During their entire lifetime, the average homeowner only requires replacing the roof once or twice. Thus, they do not know the specific details of the roofing process. A roofer who doesn’t offer you a presentation might not really know what they are doing and you can end up with much bigger roofing issues.   

  • They Only Want Cash  

This is one major warning sign. If the company wants cash only, they might be attempting to avoid having a paper trail. That’s why you should keep a paper trail always for your own records. This includes bids, contracts, quotes, and receipts.   

  • The Company Cannot Offer Proof of License or Insurance  

A roofer who can’t offer proof of licensing or insurance might be attempting to skirt around regulations. You shouldn’t trust them.  

  • The Roofers Do Not Check the Attic  

It’s vital to check the roof’s underside to get a precise and complete estimate.   

  • The Company Tells You to Get Your Own Permit  

This is a major warning sign. A company that tells you to get your own permit is perhaps not licensed or insured. If you acquire the permit on your own, you’re totally responsible for the job. Thus, you’ll be liable if something happens during the roofing project.   

delete

Things You Should Know Prior to Applying for a Home Loan

Do you want to your own home or do you have a prospect house that you would want to buy to start your own family and have a new life with the people that you love but you do not have enough money for now? The answer to your problem is a home loan. Loan is a process where you are going to borrow money and then you are going to return it later. But depending on the lender, there will be an increase in the money that you are going to return to where you borrowed it. For that person who wants to purchase something or build something but does not have enough funding the project, chances are he will rely on home loans Rochester Hills.  

Loan for a lot of people is such a blessing to pursue their dreams and aspirations in life. Before we proceed to the more informative part of this narrative, we are going to tell you one important secret to a peaceful loan – don’t borrow an amount of money that you don’t know how to pay for. Only borrow what you can pay for easily. When you do not do this, the risk that you are going to take is that you will have a difficulty in paying for it and it would cause you to be behind bars or to get your business or your property closed and auctioned to other people. Now that you know the important secret in borrowing money, we are going to present to you some of the important things that you should know about borrowing money from lenders if you want to purchase or build a new home for you and your family.  

Understanding Loan Terms 

You need to understand the loan terms before anything else.  A lot of people are actually applying for a 30-year mortgage but some also applies for 15 years. If you want to find the right mortgage for you, you should be thinking ahead of time and think about the future, the next years or the following months. You have to select a mortgage that is according to your financial capability and never go beyond your capability in all means. 

If you are going to retire within the next twenty years or so, you have to get the loan where the mortgage is below twenty years so that you will not have any debts once you retire. The danger of having debts on your retirement, you will be having such a hard time paying for it since you do not have a job to finance your payments. 

Choosing the Right Mortgage Option 

Make sure that you choose a mortgage option that has lower interest rates.  It is because you will have a lower amount of debt that you are going to be paying off for the next years, months and days. You should go for this because this will help you save a lot of money that you could possibly put to good use. You should not go for those loans that have high interest rates because it will only give you trouble in the long run.